best budget mobile phones with good camera and storage under 12k

Q: What best budget mobile phones with good camera and storage under 12k should I avoid?

Redmi 13 5G: Identical to POCO M6 Plus but usually priced ₹1,000 higher for the same specs.. Realme C65: Uses an inferior LCD screen and weaker processor compared to Moto and POCO rivals.

Looking for best budget mobile phones with good camera and storage under 12k? We compared 3 options across Amazon, Flipkart in India. The Moto G45 5G (8GB RAM, 128GB) (₹10,999 - ₹11,999, rated 4.2/5 (12,000+ reviews)) stands out — rare 8gb ram at this price ensures lag-free performance alongside a decent 50mp camera. Something to keep in mind: under 12k, 'good camera' means decent daylight shots. We recommend avoiding Redmi 13 5G — identical to poco m6 plus but usually priced ₹1,000 higher for the same specs.

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Top Picks (3)

Best Overall

Moto G45 5G (8GB RAM, 128GB)

Motorola

₹10,999 - ₹11,999 star 4.2/5 (12,000+ reviews) high confidence

Rare 8GB RAM at this price ensures lag-free performance alongside a decent 50MP camera.

Best for: Smooth multitasking and clean software experience.

thumb_up Pros

check Clean UI
check 8GB RAM
check Snapdragon 6s Gen 3

thumb_down Cons

remove 720p display
remove Slow charging

Where to buy

Amazon ₹10,890 open_in_new Flipkart ₹10,999 open_in_new

Best Camera

POCO M6 Plus 5G (6GB RAM, 128GB)

POCO

₹10,080 - ₹11,499 star 4.1/5 (8,500+ reviews) high confidence

Features a 108MP main sensor, offering the highest photo resolution in this budget segment.

Best for: Daylight photography and high-resolution screen needs.

thumb_up Pros

check 108MP Camera
check FHD+ 120Hz Display
check Glass back

thumb_down Cons

remove Bloatware ads
remove Bulky design

Where to buy

Amazon ₹10,080 - ₹11,499 open_in_new Flipkart ₹10,080 open_in_new

Best Display

Samsung Galaxy M15 5G (4GB RAM, 128GB)

Samsung

₹10,499 - ₹11,999 star 4.0/5 (25,000+ reviews) medium confidence

Only phone under 12k with a Super AMOLED display and massive 6000mAh battery.

Best for: Binge-watching and long-lasting battery life.

thumb_up Pros

check AMOLED Display
check 6000mAh Battery
check 4 years OS updates

thumb_down Cons

remove 4GB RAM lag
remove No charger in box

Where to buy

Amazon ₹10,499 - ₹11,999 open_in_new Flipkart ₹11,933 open_in_new

info Honest Note

Under 12k, 'good camera' means decent daylight shots. Low-light photos will be grainy. 128GB is standard, but avoid 4GB RAM models as they will lag within months.

savings Budget Tip

Use SBI or HDFC credit cards on Flipkart/Amazon to get an instant ₹1,000 discount, often bringing 8GB RAM variants into your 12k budget.

block Products to Avoid

Redmi 13 5G

Identical to POCO M6 Plus but usually priced ₹1,000 higher for the same specs.

Realme C65

Uses an inferior LCD screen and weaker processor compared to Moto and POCO rivals.

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AI-researched across many stores and reviews from around the internet. We evaluate ratings, pricing, and real-world feedback. We earn affiliate commissions on purchases at no extra cost to you — this never influences our recommendations. Learn more.

Recommendations generated: 7 March 2026 Last verified: 7 March 2026